{"id":18,"date":"2025-09-02T14:56:56","date_gmt":"2025-09-02T14:56:56","guid":{"rendered":"https:\/\/vuestrodinero.com\/?page_id=18"},"modified":"2025-09-02T14:56:56","modified_gmt":"2025-09-02T14:56:56","slug":"terminos","status":"publish","type":"page","link":"https:\/\/vuestrodinero.com\/en\/terminos\/","title":{"rendered":"Terms of Use"},"content":{"rendered":"

Welcome to Your Money<\/strong>, the news portal available at https:\/\/vuestrodinero.com\/<\/a>Our goal is to provide users in Spain and Mexico with clear, practical, and up-to-date information on financial products and services. On this page, you will find guides, comparisons, and analyses covering topics such as credit and debit cards, personal loans, savings and banking instruments<\/strong>always with an independent and educational approach.<\/p>\n\n\n\n

The content we publish is produced by our own editorial team, which researches and compares sources to offer reliable and useful material. Every resource we publish\u2014whether an article, a comparison, or a tool\u2014is produced with criteria of objectivity and transparency. From now on, when we refer to \u201cus<\/strong>\u201d, \u201cour team<\/strong>" either "the platform<\/strong>\u201d, we will talk about Your Money<\/strong>.<\/p>\n\n\n\n

We want to make it clear that Your Money is not a financial institution or a contracting intermediary<\/strong>Our job consists solely of inform and guide<\/strong> We never offer banking products or services directly to users. References to external entities are for illustrative purposes only and do not imply any commercial or contractual relationship with them.<\/p>\n\n\n\n

Our website is designed for a diverse audience: from those approaching basic financial concepts for the first time, to users looking for more detailed comparisons to make informed decisions. Whether you want to learn how to organize your budget, better understand loan terms, or choose the most suitable credit card, at Your Money<\/strong> You will find materials designed to support you in your decision-making process.<\/p>\n\n\n\n

Use of this platform implies full acceptance of these terms. Terms of Use<\/strong>as well as our Privacy Policy<\/a>, where we explain how we process and protect personal data in accordance with current legislation on privacy and data protection.<\/p>\n\n\n\n

These terms clearly establish the responsibilities of both Your Money<\/strong> as well as those who access our site. Here you will find details of the access conditions, the rules for using the content, and the legal limits applicable to the use of the information.<\/p>\n\n\n\n

IMPORTANT:<\/strong> By browsing our site, you expressly agree to these terms and conditions. If you do not agree with any of the sections described, we recommend that you refrain from using our services.<\/p>\n\n\n\n

Article I \u2013 Conditions of acceptance by the user<\/h2>\n\n\n\n

1.1<\/strong> By accessing and using the website of Your Money<\/strong>, available in https:\/\/vuestrodinero.com<\/a>You confirm that you have carefully read our Terms of Use<\/strong> and the Privacy Policy<\/strong>and that you agree to abide by them in their entirety. Both documents constitute the legal framework that governs the use of our content, tools, and functionalities.<\/p>\n\n\n\n

1.2<\/strong> Access to the platform is reserved for people over 18 years old<\/strong>, with the legal capacity to enter into legal obligations. By continuing to browse the site, you expressly and voluntarily agree to these terms and conditions and the established rules of use.<\/p>\n\n\n\n

1.3<\/strong> If you do not meet the age or legal eligibility requirements, or if you do not agree with any of the points described here, you must refrain from using Your Money<\/strong> and to access any of its related resources, articles, or services.<\/p>\n\n\n\n

Article II \u2013 Communication and support<\/h2>\n\n\n\n

2.1<\/strong> In Your Money<\/strong> We offer official contact channels so that our users can resolve doubts, request technical assistance, or share comments related to the use of the platform and the published financial content.<\/p>\n\n\n\n

2.2<\/strong> If you need support, wish to report a bug, or have suggestions that can help us improve, you can contact us directly through our contact form at https:\/\/vuestrodinero.com\/contacto<\/a>This method ensures that your query reaches the right team and that you receive a clear and timely response.<\/p>\n\n\n\n

Article III \u2013 User and platform responsibilities<\/h2>\n\n\n\n

3.1<\/strong> The use of Your Money<\/strong> This implies the express acceptance of our Terms of Use<\/strong> and of the Privacy Policy<\/strong>It is the responsibility of each user to read these documents and ensure compliance with the established conditions when interacting with the content, tools, or services offered on the platform.<\/p>\n\n\n\n

3.2<\/strong> In certain cases, our website may include links to external pages<\/strong> that offer additional information, financial resources, or services managed by third parties. These links are provided for informational purposes only and do not imply in any way that Your Money<\/strong> endorse, manage, or have a direct relationship with the content published in them.<\/p>\n\n\n\n

3.3<\/strong> Anyone who chooses to visit, interact with, or use the services of third-party sites linked from our platform does so under your own responsibility<\/strong>We recommend carefully reviewing the terms of use, privacy policies, and security measures of each of these pages before sharing personal information or making any type of transaction.<\/p>\n\n\n\n

3.4<\/strong> Your Money<\/strong> We assume no responsibility for the content, policies, data protection practices, terms of use, or transactions carried out on external sites. We do not participate in or mediate transactions, agreements, or communications between users and third-party platforms. Any interaction in that context is the sole responsibility of the user.<\/p>\n\n\n\n

3.5 Security of devices and personal data<\/h3>\n\n\n\n

Each user is responsible for protect your own devices, accounts and data<\/strong> against digital threats such as viruses, spyware, phishing attempts or any other type of cyberattack. Your Money<\/strong> We cannot be held responsible for damages, unauthorized access, or losses caused by malicious software, malicious external links, or activities outside our direct control.<\/p>\n\n\n\n

3.6 Technical limitations and availability<\/h3>\n\n\n\n

We strive to offer a platform safe, stable and reliable<\/strong>However, we cannot guarantee uninterrupted access or the complete absence of technical failures. Events such as system outages, distributed denial-of-service (DDoS) attacks, or unforeseen errors may occasionally occur. Your Money<\/strong> does not assume responsibility for the consequences arising from these incidents, including data loss or browsing inconveniences.<\/p>\n\n\n\n

3.7 Free access to the platform<\/h3>\n\n\n\n

The use of Your Money<\/strong> It is completely gratuitous<\/strong>We never solicit payments, donations, premium plans, or subscriptions of any kind. If you receive a payment request that appears to be from our platform, you should be suspicious. fraudulent<\/strong> and report it immediately so we can investigate and take appropriate action.<\/p>\n\n\n\n

3.8 Prevention of fraud and suspicious communications<\/h3>\n\n\n\n

To minimize the risk of fraud, identity theft, or deceptive emails, we recommend acting with Maximum caution<\/strong> When receiving unexpected messages, do not open attachments from unknown senders or click on suspicious links. If you receive a communication that claims to be from Your Money<\/strong> But if you have any doubts, report it immediately through our form at https:\/\/vuestrodinero.com\/contacto<\/a>Our team will verify the validity of the message and take the necessary measures.<\/p>\n\n\n\n

Article IV \u2013 Prohibited Conduct<\/h2>\n\n\n\n

To ensure that Your Money<\/strong> be a space safe, respectful and reliable<\/strong>We clearly establish a series of behaviors that are strictly prohibited within our platform:<\/p>\n\n\n\n

Illegal activities<\/h3>\n\n\n\n

It is strictly forbidden to use Your Money<\/strong> to plan, promote or carry out actions contrary to the law<\/strong>Our website may not be used, directly or indirectly, to facilitate illegal activities of any kind.<\/p>\n\n\n\n

Regulatory non-compliance<\/h3>\n\n\n\n

All users must comply with the applicable laws and regulations in Spain, Mexico and any other relevant jurisdiction<\/strong>Any violation detected in the use of our platform will be treated with the utmost seriousness and may result in legal consequences.<\/p>\n\n\n\n

Intellectual property infringement<\/h3>\n\n\n\n

The content published in Your Money<\/strong> \u2014including articles, comparisons, guides, visual resources and brand identity elements\u2014 is protected by copyright and intellectual property<\/strong>It is forbidden copy, modify, publish, distribute or reuse<\/strong> said content without express written authorization.<\/p>\n\n\n\n

Abusive or discriminatory conduct<\/h3>\n\n\n\n

We do not tolerate Harassment, abuse, threats, defamatory language, or hate speech are prohibited.<\/strong> Under no circumstances. This includes any attack on individuals or groups based on race, gender, religion, nationality, sexual orientation, disability, or any other personal characteristic.<\/p>\n\n\n\n

Additional prohibited conduct<\/h2>\n\n\n\n

In order to preserve user trust and maintain a secure digital environment, in Your Money<\/strong> The following practices are considered unacceptable:<\/p>\n\n\n\n

Dissemination of false or misleading information<\/h3>\n\n\n\n

It is forbidden intentionally sharing, publishing, or promoting inaccurate or fraudulent content<\/strong>All interaction\u2014whether through comments, forms, or any other channel\u2014must be carried out in good faith and with adherence to the truthfulness of the information.<\/p>\n\n\n\n

Distribution of malicious software<\/h3>\n\n\n\n

Uploading, linking, or distributing is not permitted. viruses, malware, spyware, ransomware, or any other harmful code<\/strong> that compromises the security of the platform or its users. This type of conduct will result in immediate action, including exclusion from the site and, where appropriate, notification to the relevant authorities.<\/p>\n\n\n\n

Misuse of personal data<\/h3>\n\n\n\n

It is forbidden to collect, store or disseminate personal information of third parties without express consent<\/strong>Users must act in accordance with applicable data protection regulations (including the GDPR in Europe<\/strong> and the LFPDPPP in Mexico<\/strong>) and with strict respect for privacy.<\/p>\n\n\n\n

Fraudulent activities or identity theft<\/h3>\n\n\n\n

Practices such as Phishing, creating fake profiles, impersonating people or entities, identity theft, or any attempt at deception<\/strong> directed to other users or to the platform itself.<\/p>\n\n\n\n

Posting offensive or inappropriate content<\/h3>\n\n\n\n

Publication of obscene, sexually explicit, violent or offensive material<\/strong> for the community. Your Money<\/strong> This is an informative and professional space, so this type of content is not accepted under any circumstances.<\/p>\n\n\n\n

Platform security commitment<\/h3>\n\n\n\n

Any attempt to to hack, compromise, disable or modify security systems, databases or technological infrastructure<\/strong> of Your Money<\/strong> It will be considered a serious offense and will be dealt with in accordance with the law.<\/p>\n\n\n\n

Consequences:<\/strong> Failure to comply with any of these rules may result in temporary suspension or permanent expulsion<\/strong> of the platform. In situations involving serious risk or illegal activities, we reserve the right to cooperate with the competent authorities<\/strong> and take legal action.<\/p>\n\n\n\n

Article V \u2013 Exemption from warranties and limitation of liability<\/h2>\n\n\n\n

In Your Money<\/strong> We work with dedication to offer an experience reliable, clear and well structured<\/strong>We strive to ensure that our financial content is accurate and up-to-date. However, we cannot guarantee that the platform is completely free of [unclear\/unclear]. technical failures, access interruptions, or occasional errors<\/strong>.<\/p>\n\n\n\n

All articles, comparisons, guides, and tools available on the site are made available to users. \u201cexactly\u201d<\/strong>without any express or implied warranties of any kind. This includes\u2014but is not limited to\u2014the accuracy, completeness, usefulness, timeliness, or performance of the published information. Although we are committed to providing quality financial guidance, Your Money is not responsible for the personal, professional, or economic decisions that users make based on our content.<\/strong>.<\/p>\n\n\n\n

We also reserve the right to modify, suspend, restrict or discontinue<\/strong> We may modify any part of the site at any time and without prior notice. This may include removing sections, updating tools, or restructuring content, whenever we deem it necessary for the operation and evolution of the platform.<\/p>\n\n\n\n

By using Your Money<\/strong>You acknowledge that access to the platform and interaction with its content are carried out in a voluntary and under your own responsibility<\/strong>All information, guides, comparisons, and financial resources are provided. \u201cexactly\u201d<\/strong> and \u201csubject to availability\u201d<\/strong>, without express or implied warranties.<\/p>\n\n\n\n

To the fullest extent permitted by applicable law, the following disclaimers apply:<\/p>\n\n\n\n